Get Pre-Approved!


Get Pre-Approved!

Pre-approval, as opposed to pre-qualification, signifies that the loan application has been taken through a rigorous procedure. Here's why pre-approved buyers are ahead in the home buying game:

  • If you make an offer on a home and then apply for a loan, you are at the lender’s mercy, who is aware that you do not have time to shop around.
  • Pre-approval saves time spent looking at houses you can’t afford.
  • A pre-approval letter from a lender gives you an edge when multiple offers have been made on a house.
  • Pre-approved buyers can generally close quickly, since most of the work has already been done.

Bottom line, before you set foot in a home, it is best to meet with and talk with a lender.  Once you are pre-approved you are a CASH BUYER as far as teh Seller is concerned!  You can negotiate stronger and close faster.  Sellers in today's market expect a Realtor to bring a qualified buyer and most will not even accept an offer from a Buyer that has not been pre-approved.

If you want to talk to a lender today and get pre-approved, give me a call and I will recommend a couple of knowledgeable and experienced lenders that will help you choose the very best financing program for your budget and financial situation.

Questions?  Call me, Steve Taff at (850) 510-7853